Hospital Indemnity coverage is supplemental coverage that pays you directly upon a qualified event, such as hospitalization, rehab, emergency room, and more. For example, if you went to the ER and were admitted for evaluation health insurance would cover your medical bills in accordance to its plan summary and your hospital policy would pay you for parts of care received. This additional policy helps cover lost wages or may be used towards your deductible; it pays you directly to use however you desire.
